Free Debt Validation Letter Template

Following is a sample debt validation letter that you can use to request the creditorcollection agency verify that the debt is actually yours and you are legally bound to pay that debt.

Free debt validation letter template. Be advised this is not a refusal to pay but a notice that your. Based on the fair debt collection practices act debt collectors must provide you with a debt validation letter which contains information regarding the debt in question. Also see debt settlement offer letter template above or any of the dispute and validation letters on the list. This letter agrees to the debt collectors demand.

Use the debt verification letter template below to ask the debt collector for proof of your indenture. The letter must be sent within thirty 30 days of receiving notice of the attempt to collect. The debt collector must send a sample debt validation letter five days from the first contact and it must contain the following details. Youll find a sample debt validation letter in our free consumer guide to good credit along with more advice on what to do if you find yourself dealing with a debt collection agency.

Your name your address your city state zip collection agency name collection agency address collection agency city state zip re. Account fill in account number to whom it may concern. Sample debt validation letter send via certified mail return receipt requested date. Contents of a debt validation letter.

It is important to make sure that the debt belongs to the person before they give it. A debt validation letter highlights the amount of debt that a person owes and has to pay. The letter below is a sample debt validation letter. However if the person thinks that they do not owe this debt then they can challenge it with a verification letter.

Not only for me but for my friends who have used this to remove their negative items as well. The fair debt collection practices act fdcpa gives you the right to request validation and provides you many other protections against debt collectors. In accordance with the fair debt collection practices act fdcpa you can challenge the validity of a debt. Debt letters asking for consideration.

How to write a debt validation letter in the letter reference the date of the initial contact and the method for example a phone call received from your agency on april 25 2019 you also need to provide a statement that youre requesting validation of the debt. Dont be bullied out of your money. Please consult a qualified attorney before responding to lawsuits or other legal threats.